These Terms & Conditions (the “Terms”) constitute a legally binding agreement between you and MotivBrands and and subsidiary of MotivBrands ("Company," "we," "us," or "our") regarding your access to and use of our websites, applications, and services that link to or reference these Terms (collectively, the "Site").
By accessing or using the Site in any way, including by submitting a request for an insurance quote or communicating with us, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as any additional terms and policies referenced in them (including our Privacy Policy).
If you do not agree with these Terms, you must not use the Site or submit any information through it. Your continued use of the Site following any changes to these Terms constitutes acceptance of those changes.
If you have questions about these Terms or our services, you may contact us at [email protected]
💡 Plain English: Using this site means you agree to these rules. If you don’t agree, please stop using the site and do not submit your information. You can email us at [email protected] with any questions.
Your use of the Site is also governed by our Privacy Policy, which describes how we collect, use, store, and share your information. The Privacy Policy is incorporated into these Terms by reference. You can review the Privacy Policy by visiting the link provided on our Site.
When you request an insurance quote or otherwise submit information through the Site, we may collect personal and non-personal information, such as your name, contact details, demographic information, property or vehicle information, and other details needed to provide insurance-related quotes and services. We may also collect information automatically through cookies, pixels, log files, and similar technologies when you interact with the Site.
We use this information to operate the Site, process your quote requests, connect you with insurance providers, improve our services, and for other purposes described in the Privacy Policy, which may include marketing and analytics. We may share your information with insurance carriers, agents, brokers, third-party service providers, affiliates, and other partners as described in the Privacy Policy. By using the Site, you consent to our collection, use, and sharing of your information as described there.
To the fullest extent permitted by law, any conflicts between these Terms and the Privacy Policy will be resolved in favor of the Privacy Policy with respect to data protection and privacy matters.
ℹ️ Plain English: Our Privacy Policy explains what data we collect, how we use it, and who we may share it with (like insurance companies and service providers). By using this site, you agree to that policy as well as these Terms.
By using the Site, you represent and warrant that:
We may, in our sole discretion and to the fullest extent permitted by law, refuse access to the Site or terminate your use of the Site if we believe any representation is untrue, misleading, or violated.
💡 Plain English: You promise that the information you give us is honest and accurate, that you are not pretending to be someone else, and that you are at least 13 years old. If you are under 18, your parent or guardian must be involved and agree to these Terms.
You acknowledge and agree that:
ℹ️ Plain English: Our service is free for you to use. We may get paid by insurance companies or agents when we send them your information. We do not control their prices, coverage, or decisions, and any agreement you make with a provider is strictly between you and them.
Unless otherwise indicated, the Site and all content and materials on it, including text, graphics, logos, icons, images, audio clips, video clips, data compilations, software, and the design, structure, selection, coordination, and arrangement thereof (collectively, the "Content"), are owned, controlled, or licensed by us and are protected by copyright, trademark, and other intellectual property laws.
You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Site and Content solely for your personal, non-commercial use in connection with evaluating insurance options. You may not copy, reproduce, modify, publish, transmit, distribute, sell, license, or otherwise exploit any part of the Site or Content for any commercial purpose without our prior written consent or the consent of the applicable rights holder.
If you submit ideas, suggestions, comments, or other feedback regarding the Site or our services ("Feedback"), you agree that we may use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such Feedback for any purpose, without restriction and without compensation, attribution, or obligation to you, to the fullest extent permitted by law.
💡 Plain English: We (or our partners) own the content and design of this site. You can use it for your own personal purposes, but you can’t copy it, resell it, or reuse it for your own business without our permission. If you share feedback or ideas with us, we can use them freely.
You agree that you will not, and will not attempt to, directly or indirectly:
💡 Plain English: Don’t scrape our site, hack it, break it, or use it for anything illegal or harmful. Use it only in a normal way to request insurance quotes and related information.
We make reasonable efforts to keep the Site available and operating properly, but we do not guarantee that the Site will be available at all times or in all locations. The Site may be unavailable, interrupted, or experience errors due to maintenance, updates, technical issues, or factors beyond our control.
The Site is intended for use only in jurisdictions where we and/or our Providers are authorized to operate. You are solely responsible for ensuring that your use of the Site complies with all laws and regulations applicable to you in your location. We may limit access to the Site, in whole or in part, to any person, geographic area, or jurisdiction we choose at any time, in our sole discretion, where permitted by law.
ℹ️ Plain English: We try to keep the site up and running, but we can’t promise it will always be available. It may not be offered in every state or country. You are responsible for following the laws where you live when you use this site.
The Site may connect you with, or provide links or access to, third-party Providers, websites, products, services, tools, and content (collectively, "Third-Party Services"). We do not control and are not responsible for any Third-Party Services, including their accuracy, completeness, timeliness, legality, quality, availability, or security.
Any quotes, offers, recommendations, or other information regarding insurance products or services are provided by the applicable Providers and are not guaranteed, endorsed, or warranted by us. We do not verify or guarantee that any quote or offer you receive is the best, lowest, or most suitable for your needs.
Your interactions, correspondence, and agreements with any Third-Party Services are solely between you and that third party. You are responsible for reviewing any applicable terms, conditions, privacy policies, and disclosures provided by Third-Party Services and for independently verifying the accuracy and suitability of any quotes or offers before making decisions.
💡 Plain English: We connect you with insurance providers, but we don’t control them. We can’t promise their quotes are the best or that their services will meet your needs. Always read their terms and policies and double-check that any offer works for you before you commit.
By submitting your contact information through the Site, including any form used to request an insurance quote, you expressly authorize and consent to being contacted by us and by one or more Providers (such as insurance carriers, agents, or brokers) at the phone number(s), email address(es), and any other contact details you provide, even if your number is listed on any state or federal Do Not Call registry.
You agree that such contacts may include, without limitation:
Your consent applies to communications for marketing, quote follow-up, policy information, and other insurance-related purposes. You understand that message and data rates may apply from your mobile carrier, and you are responsible for any such charges.
Consent is not a condition of purchase. You may obtain insurance quotes or services from us or our Providers without being required to consent to receive marketing calls or texts that are made using an automatic telephone dialing system, pre-recorded, artificial, or AI-generated voice, where such consent is required by law. However, providing consent may help us and Providers respond more quickly and effectively to your requests.
You may opt out of marketing communications at any time, as permitted by law, by following the instructions provided in the message or by contacting us directly. For example, you may:
Reply "STOP" to a text message to stop receiving marketing texts from that sender.
Click the "unsubscribe" link in an email to stop receiving marketing emails from that sender.
Email us at [email protected] and request to opt out of certain types of communications.
Opting out of marketing communications will not affect our ability, or a Provider’s ability, to contact you for non-marketing purposes (such as servicing an active policy or responding to your direct inquiries) where permitted by law.
💡 Plain English: When you submit your information, you agree that we and our insurance partners can contact you by phone, text, email, or similar methods, which may include automated dialing, pre-recorded or AI voices, where allowed by law. Standard message and data rates may apply. You don’t have to agree to marketing calls or texts to get a quote, and you can opt out at any time by following the instructions in our messages or emailing support@motivbrands.co
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE SITE AND ALL CONTENT, FEATURES, AND SERVICES MADE AVAILABLE THROUGH THE SITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY.
WITHOUT LIMITING THE FOREGOING, WE SPECIFICALLY DISCLAIM ANY AND ALL IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND ANY WARRANTIES ARISING OUT OF COURSE OF DEALING OR USAGE OF TRADE. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, OR THAT ANY DEFECTS WILL BE CORRECTED.
WE DO NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE, VALIDITY, ACCURACY, COMPLETENESS, RELIABILITY, OR RESULTS OF THE USE OF THE SITE OR ANY CONTENT OR INFORMATION PROVIDED THROUGH THE SITE, INCLUDING ANY QUOTES OR OFFERS FROM PROVIDERS. YOUR USE OF THE SITE IS AT YOUR SOLE RISK.
💡 Plain English: We provide this site and its information as-is, with no guarantees. We work to be accurate and helpful, but we can’t promise perfect accuracy, uninterrupted access, or specific results from using the site or any quotes you receive.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL WE OR OUR AFFILIATES, LICENSORS, OR SERVICE PROVIDERS, OR OUR OR THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR REPRESENTATIVES, BE LIABLE FOR ANY INDIRECT, CONSEQUENTIAL, INCIDENTAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR IN CONNECTION WITH YOUR ACCESS TO OR USE OF (OR INABILITY TO ACCESS OR USE) THE SITE OR ANY CONTENT OR SERVICES PROVIDED THROUGH THE SITE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, OUR TOTAL AGGREGATE LIABILITY FOR ANY AND ALL CLAIMS ARISING OUT OF OR RELATED TO THESE TERMS, THE SITE, OR ANY CONTENT OR SERVICES PROVIDED THROUGH THE SITE, WHETHER IN CONTRACT, TORT, OR OTHERWISE, WILL BE LIMITED TO ONE HUNDRED U.S. DOLLARS (US $100) OR THE AMOUNT YOU PAID TO US (IF ANY) FOR USE OF THE SITE DURING THE TWELVE (12) MONTHS PRIOR TO THE EVENT GIVING RISE TO THE CLAIM, WHICHEVER IS GREATER.
SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES OR LIABILITIES, SO SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU. IN SUCH CASES, OUR LIABILITY WILL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.
💡 Plain English: We are not responsible for indirect or special damages (like lost profits or lost data) that might arise from using this site. If we are ever found responsible for something, the most we would pay is $100 or what you paid us in the last 12 months (whichever is greater), as allowed by law.
The Site and any related software, documentation, and technical data are “commercial items,” as that term is defined at 48 C.F.R. §2.101, consisting of “commercial computer software” and “commercial computer software documentation,” as such terms are used in 48 C.F.R. §12.212 or 48 C.F.R. §227.7202, as applicable. Consistent with 48 C.F.R. §12.212 or 48 C.F.R. §§227.7202-1 through 227.7202-4, as applicable, the commercial computer software and commercial computer software documentation are being licensed to U.S. Government end users (a) only as commercial items and (b) with only those rights as are granted to all other end users pursuant to these Terms.
ℹ️ Plain English: If a U.S. Government agency uses this site, it does so under the same commercial-license terms as any other user, not under special government rights.
These Terms and any dispute, claim, or controversy arising out of or relating to these Terms, the Site, or any content or services provided through the Site will be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law principles, except to the extent that applicable law in your state of residence requires the application of another jurisdiction’s laws for certain consumer protection matters.
You agree that any legal suit, action, or proceeding arising out of or relating to these Terms or your use of the Site will be brought exclusively in the state or federal courts located in Laramie County Wyoming, and you hereby consent to the personal jurisdiction and venue of such courts, except where applicable law provides you with mandatory rights to bring claims in another forum.
💡 Plain English: Texas law generally applies to these Terms, and most disputes must be handled in courts located in Laramie County Wyoming, unless consumer-protection laws require something different for you.
Severability. If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, that provision will be enforced to the maximum extent permissible, and the remaining provisions of these Terms will remain in full force and effect.
Limitation Period. To the fullest extent permitted by law, any claim or cause of action you may have arising out of or relating to these Terms or your use of the Site must be brought within one (1) year after the claim or cause of action first arose, or such claim or cause of action is permanently barred.
No Waiver. Our failure to enforce any right or provision of these Terms will not be deemed a waiver of such right or provision. Any waiver will be effective only if in writing and signed by our authorized representative.
Assignment. You may not assign, transfer, or delegate your rights or obligations under these Terms without our prior written consent. We may assign, transfer, or delegate our rights and obligations under these Terms without restriction, to the extent permitted by law.
Entire Agreement. These Terms, together with the Privacy Policy and any additional terms or disclosures provided on the Site, constitute the entire agreement between you and us with respect to your use of the Site and supersede all prior or contemporaneous understandings and agreements regarding the subject matter hereof.
💡 Plain English: If one part of these Terms is found invalid, the rest still applies. You generally have one year to bring any claim related to this site. We don’t waive our rights just because we don’t enforce them immediately, and you can’t transfer your rights under these Terms without our permission.
MotiveBrands
Last updated: April 9, 2026
If you have any questions about these Terms & Conditions, please contact us at support@motivbrands